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Mortgage Checklist
Below is a list of items which may be requested when applying for a mortgage loan application:
  • Valid driver's license or other government issued photo id, date of birth and Social Security Number
  • One month current pay stubs showing year-to-date earnings
  • Two months current bank statements for checking/savings accounts - ALL pages
  • Last two years W2 or 1099s  AND K-1s
  • Last two years signed and dated Federal Income Tax Returns - ALL pages and schedules
  • Most recent 401K, stock, bonds, or other investment statements covering a two-month period - ALL pages, including terms of withdrawal for all investments
  • Copy of recent mortgage statement
  • Copy of homeowner's insurance declaration page or agents name and number
  • Copy of taxes and insurance on all current properties owned
  • Bankruptcy discharge and list of debtors, if applicable
  • Mother's maiden name
  • Credit letter explaining recent inquiries on your credit report, and why new debt was opened, if applicable
Home Loan Purchases, Construction Loans, Rehabilitation Loans, or additional documentation needed:
  • Purchase Agreement and ALL Addendums signed by ALL parties involved
  • Plans, specifications and contracts for new construction or home rehabilitation loans
  • Copy of front AND back of all deposit checks given for purchase or construction loans
  • Proof of Homeowner's Insurance required prior to closing
Additional documentation may be required.
(We shall not require you, as a condition for providing a Loan Estimate, to submit supplemental documentation to verify the information provided on the application.)
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Chemical Bank NMLS #718452
235 E. Main Street, Midland, MI  48640
Direct:  (855) 230-9359
Fax:  (248) 269-4938
Copyright © 2019 Chemical Bank. All Rights Reserved.
All loans are subject to credit approval and program guidelines.
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